Frequently Asked Questions

Answers to Your Frequently Asked Questions

What are the SBA eligibility requirements?2023-01-25T21:16:08-05:00

To qualify for SBA commercial real estate loans, your business must operate as a for-profit company in the United States, with a tangible net worth of less than $15 million, and have an average net income of less than $5 million after federal income taxes for two years before your application.

What’s the difference between an SBA 7(a) loan and an SBA 504 loan?2023-01-25T21:15:28-05:00

SBA 504 loans are geared more specifically for equipment and real estate purchases. They have more favorable interest rates when compared to the more general 7(a) loans.

How soon can I see my lending options after submitting an application?2022-12-01T20:31:06-05:00

The sooner you fill out an application, the sooner you’ll be able to see your lending options. Once it is submitted, you’ll receive lending options tailored specifically to your needs within minutes. Speak with a loan specialist today for more information.

What kind of information do I need to provide on the application?2022-12-01T20:31:06-05:00

In order to gather the best lending options for you, Big Think Capital requires basic personal information related to your finances, including your name, the name of your business, your address and some simple financial information.

If I have bad credit, can I still apply?2022-12-01T20:31:21-05:00

Yes, we welcome people with all different credit scores to apply. Big Think Capital will work with you to find a lending option that suits your needs regardless of your credit history.

How will my credit score impact my lending options?2022-12-01T20:31:22-05:00

At Big Think Capital, we understand one of the major problems business owners encounter is rejection due to credit history. We seek to fix this problem by helping you find a lending option that works. Whether you have good credit, bad credit, or no credit, we’ll help you find a solution. Apply now.

How soon can I receive funding?2022-12-01T20:31:22-05:00

You can receive funding as soon as 24 hours after applying, so why wait? Get started now.

Will it impact my credit score to fill out a Big Think application?2022-12-01T20:31:22-05:00

Unlike when you apply for a new credit card or a loan, filling out a Big Think Capital application will not result in a hard inquiry on your credit, so go ahead and get started on your application worry-free.

I have questions. Who can I contact for help?2022-12-01T20:31:22-05:00

Reach out to us at info@bigthinkcapital.com or call 844-200-7201 for help and we’ll be quick to respond as soon as we can.

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