About Big Think Capital

At Big Think we are dedicated to providing business borrowers with a straightforward and transparent funding platform, providing informational resources to ensure that borrowers fully understand their options, and to dealing with borrowers and referrers with the highest standards of business ethics.

business owners getting a loan

The Big Think Financial Services Marketplace

Whether you or your client need capital for expansion, production, day-to-day operations or even debt restructuring, we can help.

Big Think Capital is a financial services marketplace specializing in helping businesses find the capital they need with the best possible terms. From education to application, Big Think will guide you through the financing process to ensure that you get the funding you need as quickly and painlessly as possible.

In addition, we also assist other business services professionals (accountants, financial planners, lawyers, etc.) to find funding for their clients.

What We Do

Efficient End to End Loan Process Management

Big Think Capital oversees the loan process from the point of application for funding to the point of repayment. We receive submissions on our platform and forward these requests to our lending community to find best deals for clients via their referrals. We also provide dedicated accounts for clients and brokers to receive information and updates on their loan applications in real time.

Big Think also ensures process efficiency and transparency on both ends to protect the interests of all parties.

Equal Opportunity Marketplace

Big Think Capital’s marketplace provides equal opportunities for all lenders to bid equally; this encourages transparent practices. We promote competitive bidding and loan syndication where everyone in the loan process gets management access to the platform. We also control and manage the process to minimize the incidents of default. Referrers also get equal opportunities to submit their clients’ requests for advance to our lending community.

Simple, Time Saving Application Process 

Unlike dealing with traditional lenders where loan application processes are often long and complex, the Big Think process is designed to be as easy and straightforward as possible.

  • Submit a loan application to Big Think. We’ll assess the application and forward it to all appropriate lenders.

  • Receive multiple offers from lenders and choose the best option. After we hear back from all interested lenders, we’ll package that information for you or your client in an easy-to-understand format.

  • Loan Disbursement. After you’ve chosen the lender(s) you want to work with, we’ll manage the loan process with full transparency, from finalizing any required paperwork to disbursement of funds.

Why Big Think?

Zero Need for Credit Report When you submit an application on our platform, we do not ask for credit reports from you or your client. We let the lender make the investment decision independently. Lenders use existing information on the application and other independently obtained information as yardsticks for investing. This way, borrowers are not denied access to critical business loans because of misleading credit report information.

Competitive Interest Rates Unlike the exorbitant interest rates charged by banks and traditional creditors, borrowers get better deals on Big Think’s platform. This is because of the competitive bidding that goes into the funding of every requested business loan. Lenders compete for borrowers by offering attractive rates and loan requirements while borrowers can choose the most attractive loan offer option from the pool.

Spend on Your Terms We do not dictate how loans should be spent or disbursed like banks, venture capitalists or angel investors. Clients can spend the money however they want and on whatever they want. We only put systems and processes in place to ensure that loans are repaid promptly and to protect the financial investments of our lending community.

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