About Big Think Capital: We are a client-first business funding partner dedicated to helping small businesses grow through fast, flexible financing options.
Fueling Your Business Growth

OUR MISSION
Our Mission: Your Success
Who We Are
About Big Think Capital: we are a small business funding company built on speed, flexibility, and trust. At Big Think Capital, our mission is to simplify the small business financing process for entrepreneurs at every stage. Whether you’re launching, expanding, or rebuilding, Big Think Capital is committed to providing smart, fast, and accessible business funding solutions. When you learn about Big Think Capital, you learn about a team that puts your business growth first.
What We Stand For
Big Think Capital stands for more than just business loansโwe stand for long-term relationships built on transparency and personalized service. About Big Think Capitalโs approach: we combine expert financial guidance with technology that accelerates approvals and tailors funding to fit your exact needs. Our client-first mindset defines how Big Think Capital provides small business funding solutions that are responsive, reliable, and aligned with your goals.
Our Impact
Thousands of small businesses have trusted Big Think Capital for fast, effective funding. When you hear about Big Think Capital’s success stories, you hear about real business owners overcoming cash flow gaps, equipment needs, and seasonal fluctuations. We serve businesses across construction, retail, food service, and more, helping them secure working capital, merchant advances, and other flexible financing options designed to make a measurable impact.
Our Approach
The way Big Think Capital approaches small business financing is different by design. Everything about Big Think Capitalโfrom our application process to our support teamโis built to prioritize speed, clarity, and results. We take the time to understand your needs, provide tailored small business funding options, and act as a partner throughout the entire lending journey. Our funding experts ensure that when you choose Big Think Capital, youโre choosing personalized service with a real commitment to your success.
Why Choose Big Think Capital?
When it comes to choosing a business financing partner, hereโs what to know about Big Think Capital: we specialize in small business funding thatโs fast, flexible, and built for real-world needs. From working capital and equipment loans to merchant cash advances and credit-based offers, Big Think Capital delivers funding that fits. Business owners trust Big Think Capital because we donโt just offer financingโwe offer partnership, insight, and ongoing support. If you’re searching for reliable small business financing, Big Think Capital is ready to help you grow.
At the heart of everything about Big Think Capital are the values that drive our daily decisions: transparency, speed, trust, and integrity. We believe small business owners deserve more than a generic funding offerโthey deserve a responsive and ethical partner who understands what it means to take risks and pursue growth. These values are more than words. Theyโre embedded in every funding conversation, every approval process, and every client relationship we build.
One of the most important things to understand about Big Think Capital is that we serve a diverse range of small businessesโeach with unique needs, goals, and challenges. Whether you’re a solo entrepreneur running a home-based operation or a growing company expanding into new markets, Big Think Capital offers tailored lending solutions designed to support every stage of business growth. We work with restaurants, contractors, healthcare professionals, eCommerce sellers, retailers, and many others. If your business needs funding, weโre here to help you get itโwith clarity and speed.
About Big Think Capital’s products: we offer a wide spectrum of funding options to ensure we meet every client where they are. This includes working capital loans, merchant cash advances, equipment financing, lines of credit, and invoice-based lending. Each of these funding products is backed by expert guidance, transparent terms, and a dedicated team thatโs committed to finding the best fitโnot just the fastest close. Big Think Capital simplifies the application and approval process so our clients can focus on running their businessโnot chasing paperwork.
The most consistent feedback we hear about Big Think Capital is that we put clients first. Thatโs not a taglineโitโs our operational standard. Every small business owner we speak with is assigned a dedicated Funding Specialist whose role is to educate, guide, and adviseโnot push a product. This hands-on, one-on-one approach is what separates us from traditional banks and impersonal online lenders. We’re not here for a one-time transaction. Weโre here to build a relationship that helps your business grow.
When people search online to learn about Big Think Capital, we want them to understand that weโre not just another fintech company. Weโre built differently. Unlike many online lenders who focus on automation and volume, Big Think Capital focuses on strategy and service. Our team of funding professionals reviews every file with care, ensuring that we provide not only a competitive offer but also the insights needed to make an informed decision. We take the time to get to know your businessโbecause your success is our success.
Big Think Capital combines the speed of digital lending platforms with the trust of personal service. While our process is powered by data and technology, our team remains deeply involved in every step of your funding journey. We believe the best outcomes happen when tech and human expertise work together. Thatโs why about Big Think Capital, youโll always find a real person ready to answer your questions, explain your options, and help you build a long-term funding strategy.
One thing you should know about Big Think Capital is that our internal culture is just as strong as our client commitment. We hire team members who are passionate about helping business owners, and we foster a workplace that prioritizes collaboration, learning, and continuous improvement. Our Funding Specialists, Operations Team, and Tech Support staff are all aligned around a single mission: helping entrepreneurs access fast, fair, and flexible funding solutions. When our team thrives, so do our clients.
As we continue to grow, the future of Big Think Capital is focused on innovation and expansion. We’re investing in smarter underwriting systems, new funding products, and deeper educational tools to help our clients make better financial decisions. Our goal is not just to provide small business funding, but to become a long-term strategic resource. If you want to know more about Big Think Capital’s vision, itโs simple: weโre here to build a stronger economyโone small business at a time.
If youโre wondering what sets us apart, the answer lies in how we treat people. About Big Think Capital, itโs never just about numbersโitโs about relationships. We take the time to understand the story behind every application, the context behind every funding need, and the long-term goals behind every request. Thatโs why thousands of entrepreneurs across the country continue to choose Big Think Capital not just as a lender, but as a trusted funding partner. Our job isnโt done once the funds are delivered; we stay available and involved throughout your business journey.
When talking about Big Think Capital, one of the most important things to mention is our speed. In the world of small business lending, time is money. Thatโs why weโve designed every part of our process to be fast, simple, and responsive. From the moment you submit your application, our systems work in real-time to verify details, evaluate funding eligibility, and provide offersโall within hours, not days. This speed allows business owners to seize opportunities without delay, whether itโs buying equipment, covering payroll, or expanding inventory. Big Think Capital was built for moments like these.
A big part of what people discover when learning about Big Think Capital is how we make complex lending easy to understand. We know small business owners donโt have time to decode confusing loan terms or hidden fees. Thatโs why weโve built an educational approach into every part of our platform. From intuitive dashboards to Funding Specialists who explain each offer line-by-line, weโre committed to helping entrepreneurs make confident, informed decisions. When you partner with Big Think Capital, youโre not left guessingโyouโre empowered with clear, actionable insights.
About Big Think Capitalโs long-term support: our clients often return for repeat funding not because they have to, but because they want to. Weโve built our business model around sustainable, relationship-driven lending. That means every funding plan we provide takes your future into accountโnot just your immediate need. Our goal isnโt to overextend your cash flow. Itโs to help your business grow at a pace thatโs healthy and strategic. Whether itโs your first time borrowing or your fifth renewal, Big Think Capital brings consistency, clarity, and care to every stage.
Community impact is another vital part of the story about Big Think Capital. We donโt just fund businessesโwe fund dreams, jobs, and communities. Every loan we provide helps create new jobs, support local economies, and keep American small businesses thriving. From family-owned restaurants to female-founded startups and veteran-run operations, our client base reflects the heart of small business America. We are proud to stand behind those who dare to dream big and take bold steps forward. Big Think Capital is not just about lendingโitโs about leading a movement to power entrepreneurship across the country.
One of the most important things to know about Big Think Capital is our approach to personalized service. We donโt believe in one-size-fits-all lending. Each business we work with has its own challenges, goals, and timelines. Thatโs why we assign a dedicated Funding Specialist to every client. These experts get to know your business inside and out, so they can recommend financing options that are aligned with your objectives. When people ask about Big Think Capital, they quickly learn that our tailored support isnโt just a feature โ itโs a cornerstone of how we operate.
Transparency is another value at the heart of everything about Big Think Capital. Our clients appreciate that we provide full visibility into fees, repayment schedules, and terms before any decision is made. In an industry where hidden fees and confusing contracts are far too common, we make sure every business owner understands exactly what they’re signing up for. This level of openness builds trust and keeps our relationships strong โ which is one of the many reasons we have such high client retention and referral rates.
Another thing to know about Big Think Capital is our ongoing investment in technology. We continuously improve our internal systems and client-facing tools to reduce friction and increase speed. From seamless document uploads to real-time application tracking, we make it easy for business owners to manage the funding process digitally without sacrificing the human touch. The result is a smarter, faster, more user-friendly experience that reflects the innovation at the core of Big Think Capitalโs brand.
Our leadership team is another defining piece of what makes Big Think Capital unique. With backgrounds in finance, tech, and entrepreneurship, our leadership brings together decades of experience to serve todayโs small business economy. About Big Think Capital, the leadership team is hands-on, mission-driven, and deeply connected to the challenges small business owners face. This perspective helps guide our decision-making and ensures weโre always developing tools and strategies that directly benefit our clients.
When clients talk about Big Think Capital, one theme comes up again and again: reliability. Weโre not just here when times are good. Weโre here during cash flow crunches, unexpected growth spurts, and everything in between. Business owners know they can count on us to move fast, think creatively, and stay responsive when it matters most. That level of dependability is something weโve worked hard to earn โ and itโs something we protect every single day.
About Big Think Capitalโs success stories: we measure our impact not by how many loans we fund, but by the real-world results our clients achieve. Whether itโs a bakery opening a second location, a construction company landing a major contract, or a retailer expanding into e-commerce, we celebrate these wins as if they were our own. Our team frequently checks in with past clients, shares their stories, and uses their feedback to keep improving. This cycle of real feedback and continuous growth helps us stay client-first in everything we do.
Finally, the culture at Big Think Capital is a major part of our identity. From our sales floor to our operations team, everyone here is motivated by one goal: to help small businesses succeed. We hire people who are passionate, curious, and dedicated to creating positive outcomes for our clients. That passion shows up in every phone call, every email, and every funding plan we build. About Big Think Capital, it’s not just about delivering capital โ it’s about delivering confidence, connection, and long-term value.
THE BTC PROMISE
The BTC Promise: Integrity First
Equal Opportunity Marketplace
Equal Opportunity Marketplace
OUR VALUES
Our 5-Star Commitment
Flexible
Efficient
Consistent
Transparent
Reliable
OUR VALUES
Why Choose Big Think Capital?
REVIEWS
What Our Customers Have to Say
4.9 out of 5 based on 2,774 reviews
Process was smooth and easy for me
Process was smooth and easy for me! They overlooked a lot of underwriting stipulations that other companies did and were able to help me take my business to the next level! Funding was next day and they held my hand the entire way! Special shoutout to David Bernstein for brokering the deals for me. He really went above and beyond for me. Highly recommend him for any of your loan needs.
Thank you guys!
Brandon Ubiera
I had the pleasure of working with Sam Brown
I had the pleasure of working with Samantha Brown and I cannot recommend her highly enough. From the very first interaction was professional, knowledgeable, and incredibly patient. She took the time to explain every step of the process, making sure I felt comfortable and informed about all my options.
Thank you Sam
Lol Akins
Daniel has gone above and beyond
Daniel has been amazing. Not only was he so committed to helping me, he assisted me when he was in the hospital, he also made this entire process easy. He and the entire group at Big Think Capital has made me feel like family and showed me how they are looking out for my best interests. It does feel like I have a finance team helping me reach my business goals. I feel less alone and empowered.
Thanks Daniel!!
Wendy Fournier
Joe gentile and Nic Vitale were greatโฆ
Joe gentile and Nic Vitale were great assisting me with my 1st business loan. They made the process very easy and made sure they stayed in communication with me the whole time to walk me through the process step by step. Lastly the loan only took a few days to get approved and transferred to the account. I would advise anyone who goes through big think capital to work with Joe and Nic.
Mike Rogers
I had a great experience with trying to get a loan and a line of credit
I had a great experience with trying to get a line of credit. Sam Zorfas helped me out a lot, very professional. He made me feel very comfortable, always communicating with me. Couldnโt have gone any better. Would greatly recommend Big Think Capital. Thank you, Sam.ย