SBA Loans

Loan Amount up to

$5.5M

25 years

Rate as low as

6%

Funded as fast as

30 days

SBA 7(a) Loans are very flexible and can be used to finance such business needs as expansion, equipment purchases, leasing, purchase of inventory and real estate or for working capital. Commercial real estate loans are restricted to the building or purchase of business premises.

A CDC/504 loan is most often used to purchase major assets, such as real estate or heavy equipment with long life spans. Fixed interest rates with terms up to 25 years. A low down payment is required.

The CAPLines (SBA Line of Credit) working line of credit program is a range of financial products designed to assist small businesses with their short-term and cyclical capital needs. In most cases, these products are only available to companies which already have a traditional SBA 7(a) or CDC/SBA 504 loan.

SBA Export Loans are designed to help small businesses expand in to foreign markets. There are three types of SBA Export Loan.

The SBA MicroLoan Program provides working capital to smaller businesses. This capital may be used for a wide variety of purposes, including but not limited to inventory, machinery, raw materials and supplies, labor costs and marketing.

The disaster loan program, while available to home owners as well, can be accessed by small business owners whose premises have been damaged or destroyed by natural disasters for the purpose of repairs or rebuilding. There are three types of SBA Disaster Loans available.