SBA Loans

Start or Expand Your Business With Loans Guaranteed by the SBA

Small Business Administration loans are the best way for small businesses to enjoy the lowest rates.

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Name(Required)

Loan Amount up to

$5.5M

Term as long as

25 years

Rate as low as

6%

Funded as fast as

30 days

Big Think Capital Makes it Fast and Easy to Apply

SBA loans have tight lending standards, but their flexible terms and low interest rates can make them one of the best ways to fund a business.

Reach out to Big Think Capital’s team of loan specialists and get your SBA Loan application started today.

SBA 7(a) Loan

SBA 7(a) Loans are very flexible and can be used to finance such business needs as expansion, equipment purchases, leasing, purchase of inventory and real estate or for working capital. Commercial real estate loans are restricted to the building or purchase of business premises.

  • LOAN AMOUNT: Working Capital: $350,000 max.
    Commercial Real Estate: $5 million max.
  • TERM: 5 to 25 Years
  • INTEREST RATE: 6 – 13%
  • TIME TO FUNDING: As little as 30 days
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CDC/504 Fixed Asset

A CDC/504 loan is most often used to purchase major assets, such as real estate or heavy equipment with long life spans. Fixed interest rates with terms up to 25 years. A low down payment is required.

  • LOAN AMOUNT:
    Max. $5 million, ($5.5 million for manufacturers)
  • TERM: 10 to 20 Years
  • INTEREST RATE: 3 – 6.5%
  • TIME TO FUNDING: As little as 30 days
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SBA CAPLines

The CAPLines (SBA Line of Credit) working line of credit program is a range of financial products designed to assist small businesses with their short-term and cyclical capital needs. In most cases, these products are only available to companies which already have a traditional SBA 7(a) or CDC/SBA 504 loan.

  • LOAN AMOUNT: Maximum $5 million
    ($200,000 for small asset based)
  • TERM: Up to 5 Years
  • INTEREST RATE: 5.75 – 8.25%
  • TIME TO FUNDING: As little as 30 days
Learn More

SBA Export Loans

SBA Export Loans are designed to help small businesses expand in to foreign markets. There are three types of SBA Export Loan.

  • LOAN AMOUNT: Maximum $5 million
  • TERM: Up to 25 Years
  • INTEREST RATE: 8 – 10%
  • TIME TO FUNDING: As little as 30 days
Learn More

MicroLoan Program

The SBA MicroLoan Program provides working capital to smaller businesses. This capital may be used for a wide variety of purposes, including but not limited to inventory, machinery, raw materials and supplies, labor costs and marketing.

  • LOAN AMOUNT: Up to $50,000
  • TERM: Up to 6 Years
  • INTEREST RATE: 8 – 13%
  • TIME TO FUNDING: As little as 30 days
Learn More

Disaster Loans

The disaster loan program, while available to home owners as well, can be accessed by small business owners whose premises have been damaged or destroyed by natural disasters for the purpose of repairs or rebuilding. There are three types of SBA Disaster Loans available.

  • LOAN AMOUNT: Up to $2 million
  • TERM: 3 to 30 years
  • INTEREST RATE: 4 – 8%
  • TIME TO FUNDING: As little as 30 days
Learn More

Get Started With an SBA Loan

Provide basic information about your business. If approved, you can request funds and receive them in your account in as fast as 48 hours.

Minimum qualifications

  • 600+ credit score

  • 2 years in business

  • $100,000 in yearly revenue

What you need to apply

  • Basic details about you and your business

  • Bank statements for past 3 months

  • Business is in good standing

Start your application & secure the
funds your business needs today

Apply and Get Funded

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