AR Invoice Factoring for Small Business

Stop Waiting for Payments and Access Your Working Capital

Enter your funding needs and get started:

What Our Customers Have to Say

4.9 out of 5 based on 2,886 reviews 

Advantages

Top 3 Advantages of Invoice Factoring

Big Think Capital’s invoice funding lets you access working capital that’s tied up in accounts receivable due to slow-paying customers.

Access to Quick Cash

Gain fast access to cash by leveraging your outstanding invoices, helping you maintain a steady cash flow and meet your business’s immediate financial needs.

Simple Process

Easily convert your outstanding invoices into immediate cash with a straightforward process, allowing you to focus on running your business without the hassle of complex paperwork.

No Minimum FICO

Access funding based on your outstanding invoices without the need for a minimum FICO score, making it easier for businesses with varying credit histories to secure the cash they need.

THE BTC ADVANTAGE

Why Choose Big Think Capital?

Customized Financing Solutions

We tailor funding options to meet your specific cash flow needs, ensuring competitive rates and terms that align with your business's financial goals.

Trusted Partner in Cash Flow Management

We prioritize your best interests by offering financing solutions that genuinely support your operational needs without pushing unnecessary products.

Expertise & Security

With deep industry connections and a security-first approach, we provide secure and reliable financial solutions to keep your business running smoothly.

PRE-REQUISITES

Minimum Requirements an SBA Loan

  • 3+ months in business
  • $240,000 in yearly revenue
  • No Minimum FICO

REVIEWS

What Our Customers Have to Say

4.9 out of 5 based on 2,886 reviews

ARTICLES

From The Knowledge Center

If you’ve ever applied for a business loan through a traditional bank, you know how frustrating the process can be. Weeks of waiting, endless paperwork, and strict approval requirements make securing capital nearly impossible for many small businesses.
Big Think Capital is changing the game for business owners looking for fast, flexible, and cost-effective funding. Introducing our Syndicated Lines of Credit (SLOC)—a revolutionary new way to access 0% interest capital for up to 21 months!
When you need business funding, time is everything. Whether you’re covering payroll, purchasing inventory, expanding operations, or handling an unexpected expense, waiting weeks for a bank to approve a loan isn’t an option.

Secure Your Future Today

Take the first step towards financial growth and stability with Big Think Capital. Apply now and discover tailored funding solutions designed for your success.

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