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4.9 out of 5 based on 2,886 reviews
Advantages
As a small business owner, if you’re searching for an adaptable, affordable, and efficient loan solution, look no further than small business loans online through the SBA. Dive into the myriad of advantages SBA loans offer to empower your enterprise.
Thanks to a federal government guarantee covering 75% – 90% of the loan amount, SBA loans instill confidence in banks to lend. This makes it simpler for businesses with limited collateral to secure the essential funding they require.
With extended repayment periods and competitive low – interest rates, SBA loans stand out as a more beneficial choice compared to many alternative loan options.
Obtain a business loan that’s 50% of your gross revenue from your most recent tax filing, with a ceiling of $150,000, ensuring your financing aligns with your business scale.
Obtain up to $500k in just 30 days with our streamlined SBA loans. Whether you’re looking to purchase inventory and equipment, refinance existing business debt, or acquire the essential working capital, our small business loans online are designed to propel your business forward.
Starting a business can be overwhelming. With our specialized small business loans online, we’ve guided numerous entrepreneurs in transforming their visions into thriving enterprises.
Purchase owner-occupied commercial real estate with financing of up to 110% through our tailored SBA loans. Dive into the advantages of owning commercial properties with our small business loans online, all while maintaining your liquidity.
If you’re looking for an SBA loan that’s faster and simpler to secure, the SBA Express Loan is your best bet. Designed for speed and accessibility, this program streamlines the traditional SBA application process, offering approval in as little as 36 hours.
With less paperwork and fewer documentation requirements, it’s ideal if your business needs quick access to capital for short-term expenses, working capital, or small-scale growth projects. While the maximum loan amount is $500,000, it offers unmatched convenience compared to other SBA options.
That said, you’ll still need to meet basic SBA eligibility criteria, such as operating as a for-profit business in the U.S., maintaining solid credit (typically 650 or higher), and showing the ability to repay. The SBA Express Loan’s combination of flexibility and accessibility makes it one of the most attainable financing options for small business owners ready to move fast.
Ready to find out if you qualify? Connect with Big Think Capital today to explore SBA Express Loans and other tailored financing solutions that help your business grow with confidence.
If you’re exploring SBA loans to fund your business, the SBA 7(a) loan is the most popular option, offering a maximum loan amount of $5 million.
This program gives you flexibility to use the funds for nearly any business need, from working capital and equipment purchases to refinancing debt or expanding operations. The SBA guarantees a portion of the loan— up to 85% for loans under $150,000 and 75% for loans above that amount— which helps reduce lender risk and makes financing more accessible for small business owners.
For larger, long-term investments, the SBA 504 loan provides up to $5.5 million in financing for projects like buying commercial real estate or major equipment. With fixed interest rates and extended repayment terms, it’s a smart choice for businesses investing in assets that drive growth. The 504 program is structured through a partnership between the SBA, certified development companies (CDCs), and traditional lenders for a balanced and affordable financing solution.
If you want to maximize your funding potential, partner with Big Think Capital today to explore SBA 7(a) and 504 loan options tailored to your business goals.
THE BTC ADVANTAGE
Before diving into the application, our expert team evaluates your eligibility for SBA loans, ensuring a smooth journey to a successful loan closing.
We have extensive experience across various industries, enabling us to provide specialized guidance and support tailored to your business type.
Navigating the paperwork for SBA loans can be intricate. We’re here to help you prepare and submit all essential documents, reducing the chances of errors and delays.
Founded by former SBA bankers, Big Think Capital possesses an in-depth understanding of the lending landscape. We’re not just your lender; we’re your advocate, ensuring precision and efficiency from the get-go.
PRE-REQUISITES
Our expert team will navigate you through the SBA loan application process, providing assistance with essential documentation at every step, making applying for small business loans online easy.
REVIEWS
4.9 out of 5 based on 2,886 reviews
I recently applied for and was approved for an SBA (7a) loan. It took many months and was a grueling process, but Joe Pellegrino, Dan Mansi (and their team), both, coached me through it and got me approved. These guys are the best. They care about you, and they go out of their way to get you past the finish line. I would highly recommend them if you are trying for an SBA loan… Very satisfied!
I just finished the SBA loan process with Big Think Capital and had a great experience. The process was easy, fast and straightforward. Austin Wallace, the wonderful fellow who guided me through the process, is amazing. He’s a great guy, smart, friendly, honest and a really good person. He made sure daily everything was on track and I am very thankful for him! I would do business with Austin and BTC anytime.
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