Your Source for a Working Capital Loan

A working capital loan provides a quicker alternative to traditional funding methods, offering fast access to the funds your business needs to grow without the burden of fixed payments during slower periods.

Enter your funding needs and get started:

Working Capital

What Our Customers Have to Say

4.9 out of 5 based on 2,886 reviews 

Advantages

Top 3 Advantages of a Working Capital Loan

As a small business owner, if you’re looking for a flexible loan solution, consider a working capital loan. Discover the advantages that a working capital loan offers to support your business’s growth and success.

Payments Based on Sales

Repayments are made as a percentage of each sale, allowing your business to adjust payments based on cash flow. This ensures that repayment doesn’t become a burden when business is slow.

Quick Access to Cash

Working capital loans provide fast access to the funds your business needs. Decisions are made in as little as 1-3 hours, with funding available within 24-48 hours.

Flexible Financing

This type of financing grows with your business, allowing you to access additional funds as your business expands.

THE BTC ADVANTAGE

Why Choose Big Think Capital?

Competitive Rates, Fast

We secure high-quality loans at competitive rates and deliver them quickly, helping your business thrive.

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A Partner Committed to Your Success

At Big Think, we build relationships and work with you to find the best financing options tailored to your business needs.

Simple and Efficient Application Process

Our easy application process ensures that you can apply for and receive funds fast, without impacting your credit score.

Proven Excellence

We’ve helped countless businesses secure the capital they need to grow. See below for what our clients have to say:

PRE-REQUISITES

Minimum Requirements a Working Capital Loan

  • No FICO score requirements
  • 3+ months in business
  • $75,000 in yearly revenue

Easy Application Process

  1. Apply Online: Complete an easy online funding application.
  2. Receive Offers: Get the best offers from our network of providers.
  3. Get Funded FAST: Receive funds in as little as 24 hours.

REVIEWS

What Our Customers Have to Say

4.9 out of 5 based on 2,886 reviews

ARTICLES

From The Knowledge Center

If you’ve ever applied for a business loan through a traditional bank, you know how frustrating the process can be. Weeks of waiting, endless paperwork, and strict approval requirements make securing capital nearly impossible for many small businesses.
Big Think Capital is changing the game for business owners looking for fast, flexible, and cost-effective funding. Introducing our Syndicated Lines of Credit (SLOC)—a revolutionary new way to access 0% interest capital for up to 21 months!
When you need business funding, time is everything. Whether you’re covering payroll, purchasing inventory, expanding operations, or handling an unexpected expense, waiting weeks for a bank to approve a loan isn’t an option.

Secure Your Future Today

Take the first step towards financial growth and stability with Big Think Capital. Apply now and discover tailored funding solutions designed for your success.

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