When you need business funding, time is everything. Whether you’re covering payroll, purchasing inventory, expanding operations, or handling an unexpected expense, waiting weeks for a bank to approve a loan isn’t an option.
At Big Think Capital, we’ve built the largest network of lenders in the nation to ensure you get fast, flexible funding without the headaches of traditional financing. With our streamlined process, we match you with the best lenders and deliver offers within hours—so you can receive funding in as little as 24 hours.
If you’re looking for a quick and simple way to get capital, here’s exactly how our process works.
Step 1: Apply in Minutes – No Long Forms, Just the Essentials
Getting started is simple and hassle-free. We don’t ask for mountains of paperwork—just a short application and your last 4 months of business bank statements.
📌 Why We Ask for Bank Statements:
Unlike traditional banks that require years of financial records, tax returns, and collateral, we focus on your business’s current revenue and cash flow to determine eligibility.
✅ Takes less than 5 minutes
✅ No impact on your credit score
✅ Secure and confidential submission
💡 Pro Tip: Having your bank statements ready speeds up the process and ensures you receive funding as fast as possible.
Step 2: Get Matched with the Best Lenders
Once we receive your application and bank statements, your dedicated funding agent immediately sends them to our network of trusted lenders.
Because we work with the largest lender network in the country, we don’t just offer one loan option—we match you with the lenders that best fit your needs.
📌 What Makes Our Process Unique?
✔️ We shop multiple lenders at once to find you the best rates and terms
✔️ You get personalized options based on your revenue, business history, and funding goals
✔️ We handle the legwork—you don’t have to apply to multiple lenders yourself
💡 Pro Tip: If you’ve been denied by banks in the past, don’t worry. We work with lenders who approve businesses based on revenue, not just credit scores.
Step 3: Receive Offers Within Hours
Within a few hours, we start receiving real funding offers from lenders who are ready to work with you.
📌 What Happens Next?
- Your funding agent reviews each offer to ensure you’re getting the best deal
- We present the options to you clearly and transparently
- We walk you through rates, terms, repayment structure, and funding speed
At this stage, you’re under no obligation—reviewing your options is 100% risk-free.
💡 Pro Tip: Many business owners are surprised by how quickly they receive offers. Even if you think you won’t qualify, apply anyway—you may have more options than you think.
Step 4: Choose the Best Offer—No Obligation
Unlike traditional financing, where you’re stuck with one option, we give you multiple choices so you can decide what works best for your business.
📌 What You Can Expect:
✔️ Flexible funding amounts from $5,000 to $5 million
✔️ Short-term and long-term loan options
✔️ Both secured and unsecured funding choices
Not ready to move forward? No problem! You can review your offers and walk away at no cost.
💡 Pro Tip: Choosing the right funding option depends on your business goals. Need quick cash for payroll or inventory? A merchant cash advance might be best. Looking for longer repayment terms? A working capital loan may be the way to go.
Your funding agent will help guide you to the right choice.
Step 5: Get Funded in as Little as 24 Hours
Once you choose an offer, we work quickly to finalize the funding process—so you can get cash in your account within 24 hours.
📌 Fastest Funding Options:
🚀 Merchant Cash Advances – Often funded same-day
🚀 Business Lines of Credit – Typically 1-2 business days
🚀 Working Capital Loans – Usually 24-48 hours
📌 Programs That Take Longer:
🕒 SBA Loans – Can take 4-8 weeks due to government processing
🕒 Equipment Financing – Typically 3-5 business days
💡 Pro Tip: If you need ultra-fast funding, let your funding agent know. Some of our lenders specialize in same-day approvals.
Why Businesses Choose Big Think Capital for Fast Funding
🔹 Largest lender network in the U.S. – We connect you to more options than any other funding provider
🔹 $5K to $5M in funding – Options for businesses of all sizes
🔹 No credit score minimum – We focus on revenue and cash flow
🔹 Funding in 24 hours – Get fast access to capital when you need it most
🔹 No obligation to see what you qualify for – Risk-free application process
Final Thoughts: Get the Capital You Need—Fast
If you’ve ever thought, “I don’t have time to wait for a business loan,” Big Think Capital is your solution. Our fast, hassle-free process gets you matched with top lenders in hours—so you can receive funding in as little as 24 hours.
📢 Ready to see what you qualify for? There’s no risk, no obligation—just fast funding when you need it.
✅ Apply today with just a short application and your last 4 months of business bank statements!
