SBA Small Business Loans
CDC/504 Fixed Asset
A CDC/504 loan is most often used to purchase major assets, such as real estate or heavy equipment with long life spans.
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Loan Amount up to
$5.5m
Term as long as
20 years
Rate as low as
3%
Funded as fast as
30 days
Access the Capital You Need to Grow Your Business
SBA CFC/504 loans are available through Certified Development Companies (CDCs), and can be used for a range of assets that promote your business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities or long-term machinery and equipment.
Get started with SBA CDC/504
fixed asset financing
Provide basic information about your business. If approved, you can request funds and receive them in your account in as fast as 48 hours.
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What you’ll need to qualify
- 680+ FICO score
- 2+ years in business
- 10% down payment if purchasing a business or commercial real estate
- Collateral: While collateral is not a requirement, the more collateral you can put up, the more likely it is you will get a loan
- No delinquencies or defaults, including student loans
- If purchasing commercial real estate, your business must occupy at least 51% of the building.
- If building new commercial real estate, your business must occupy at least 80% of the building.
What you need to apply
Proven Excellence
Don’t just take our word for it—check out what our clients have to say:
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Frequently Asked Questions
At Big Think, we can help you structure the best loan for your needs. If you’re confused or need clarification about the qualifying requirements for a loan, please contact us. We’ll be happy to help.