SBA Small Business Loans
MicroLoan Program
The SBA MicroLoan Program provides working capital to smaller businesses.


Loan Amount up to
$50k
Term as long as
6 years
Rate as low as
8%
Funded as fast as
30 days
Access the Capital You Need to Grow Your Business
The SBA MicroLoan Program provides working capital for your small businesses. You can use SBA microloans for a range of purposes, including working capital or buying equipment, machinery, or supplies.
Get Started With an SBA MicroLoan Program
Provide basic information about your business. If approved, you can request funds and receive them in your account in as fast as 48 hours.

What you’ll need to qualify
660+ credit score
May require collateral
SBA MicroLoans are distributed by a number of intermediate non-profit lenders who will each have their own qualifying process, therefore additional criteria may apply.
What you need to apply
Basic details about you and your business
Bank statements for past 3 months
Business is in good standing
Proven Excellence
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Frequently Asked Questions
At Big Think, we can help you structure the best loan for your needs. If you’re confused or need clarification about the qualifying requirements for a loan, please contact us. We’ll be happy to help.